Why Choose Lunch Money?

With so many options on the market, here's why we think you should choose us!

We’ve been making personal finance management delightfully simple for the modern-day spender since 2019 and have steadily built a loyal customer base of thousands of users in 30+ different countries.
🌎 🌍 🌏

You might be wondering why you've never heard of us. Well, that's because we spend practically $0 on marketing and we focus our time on improving the product. Amazingly, word-of-mouth has been our growth engine since day one.

Just think of us as a hidden gem of a club you just discovered that you know all your friends will love, too! 🎉

We are a fully bootstrapped and profitable company.

No investors or board members to appease, no incentive to sell your data for more money, and no wondering if we are going to be around next year.

We are 100% customer-funded, financially sustainable, and totally focused on building the best product we can.

We have a pay-what-you-want pricing plan for annual subscriptions starting at $40.

To further prove our dedication to customers over profits, we changed our pricing plan in 2023 to a pay-what-you-want scale starting from $40 up to $150.

Since reaching profitability, we have shifted focus to being a truly internationally-offered app with far reaches, helping folks from all walks of life with their finances and uniting them in our community.

We are a Canadian company with international reaches.

We are the first personal finance management web app to support multicurrency natively from the beginning!

We also support bank syncing in the following countries (with more to come!):

Belgium 🇧🇪

Canada 🇨🇦

Denmark 🇩🇰

France 🇫🇷

Germany 🇩🇪

Ireland 🇮🇪

Italy 🇮🇹

Netherlands 🇳🇱

Norway 🇳🇴

Poland 🇵🇱

Portugal 🇵🇹

Spain 🇪🇸

Sweden 🇸🇪

US 🇺🇸

We are rooted in being open and transparent, including our founder's journey.

Hey, that's me! I'm Jen and I created Lunch Money after I grew tired of maintaining a spreadsheet for 1.5 years.

I blogged and Tweeted a lot about the early days of Lunch Money. You can read the origin story here!

We release new features, improvements and bug fixes very often.

Users help drive our feature development decisions through a community feedback board. Check out our changelog!

We have an active Discord community if you need help or support.

Join over 2,000 members on our Discord, whether you're just trying it out or you're a subscriber!

We have a strong and growing developer ecosystem.

Lots of folks are creating their own tools and plug-ins with our developer API. We love supporting our developer community and are invested in advocacy efforts.

We have a rich feature-set available.

Among some of our more popular features include: a robust rules engine, a calendar view for your finances, stats and trends, and a detailed query tool for analyzing your spending.

We have an affiliate program that pays 20% recurring commission.

Since we don't spend money on paid marketing, we rely on our awesome users to help us spread the word about Lunch Money and the affiliate program is our way to say thank you to them!

We are a small but nimble team!

Lunch Money is famously built by a solo founder who handled all the engineering, design, marketing and customer support by herself for the first few years. In 2024, we welcomed new core members to our team!

Why Lunch Money?